Your accountholders want instant access to their deposited funds. Strengthen your relationship with them by delivering the funds availability they expect, when they want it.

Make sure your deposit information is correct, then select Deposit. You’ll get an on-screen confirmation and an email letting you know we’ve received your deposit. After your deposit, write “mobile deposit” and the date on the front of the check. You should keep the check secure for 5 days before tearing it up.

Immediate Funds^sm from Fiserv is an instant check cashing platform that will help you deepen relationships by offering your customers or members instant access to funds when they deposit checks through teller, mobile and ATM channels.

Immediate Funds lets you meet a pressing demand from small businesses and consumers across all demographic groups – while generating revenue for your institution as a value-added service. You can count on Immediate Funds to deliver convenience for accountholders and goodwill for your institution.

For any check amount from $25 to $100, a $2 fee will apply to each check. If the check is returned due to insufficient funds, PNC will not debit your account. If your deposit is completed before 10 p.m. ET on a business day, your funds will also be available to pay checks or items during nightly processing. Enter the amount of the check and tap 'Front'. With our 'Auto Capture' feature, the picture of the front and back of the endorsed check will be captured — or you can choose to take the pictures manually. Verify your information and submit your deposit. After you submit, you can deposit another check. Deposit checks while on the go With GoBank, depositing a check is as easy as snapping a few pics on your smartphone! Forget about branches, check cashers, and ATMs. No more business hours to think about. Skip the trip and the long teller lines. Avoid any check-cashing fees.

An instant cashing platform that delivers the differentiated consumer experience the market demands

Customer Convenience

Delivered quickly through your existing mobile and ATM channels, and in-person at the teller line

Immediate Response, No Declines

Unique configuration allows accountholders to receive an offer of accelerated funds availability within seconds only when they've been pre-approved

Data Protection

Less worry for today's savvy consumers who are increasingly concerned about their personally identifiable information (PII)

Consistently High Approval Rates

Our model automatically attempts to approve the first transaction for every accountholder to grow adoption

Real-Time Delivery

Decisions on availability are immediately delivered to your staff, avoiding line delays or accountholder wait time

Easy Implementation

Requires no software installation and can be applied to all relevant points of check presentment

With Immediate Funds, you can provide faster access to funds from check deposits, giving them a more convenient way to access their funds at your financial institution rather than at an alternative financial service provider. Your financial institution retains complete control of the accountholder relationship via communications, branding, promotion and delivery.

Cash in on Convenience

Consumers want their financial institutions to offer immediate-funds services.

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Immediate Funds Demo

Immediate Funds routes check deposit transactions through a decision engine that offers your customers instant check cashing in exchange for a fee.

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Deposit Check Online Bank Of America

How it works:

Process all types of U.S. checks, drawn on any bank or credit union that is a Federal Reserve member, including personal checks, business checks, government checks and warrants, money orders and traveler's checks over the Internet. Using check truncation, the paper checks never leave your office and, in fact, should be destroyed after the successful deposit of funds into your bank.

The use of electronic check conversion - also known as Check 21, Accounts Receivable Check (ARC), Point of Purchase (POP), or Back Office Conversion (BOC) in banking terms - is among the fastest growing types of ACH applications due to its enormous benefits. Using our proprietary Internet-based Back office conversion 'Remote Deposit Capture' software and check scanning reader, you can scan conventional paper checks and transform them into an electronic check deposit. The software also stores the check data and check images in a database for future research and retrieval, re-submission of NSF checks and more.

Deposit Check Online Pnc

You accept many checks each month from customers. Currently, you would have to look up each customer account, apply the payment to the account, stamp the check for deposit, create a deposit slip, drive to the bank, stand in a long line and make the deposit. On top of this, your bank will typically charge an 'item deposit fee' for every check you deposit. Too time consuming and too expensive!